Opinions expressed herein are solely those of Steven Young, Principal, of Steven Young Financial Planning. Material presented is believed to be from reliable sources and we make no representations as to its accuracy or completeness. Steven Young Financial Planning is registered with the Missouri Secretary of State Securities Division as an investment advisor. The firm will not solicit or accept business in any state in which it is not properly registered or otherwise qualified to conduct business by virtue of a state “de minimus” exemption. The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any State other than the State of Missouri or where otherwise legally permitted.